Crush Your Money Goals: 25 Smart Money Habits to Save, Invest, and Fast-Track Your Financial Freedom by Bernadette Joy, your ultimate guide to achieving financial freedom through the power of smart habits! This transformative book blends the principles of Atomic Habits and the Psychology of Money with practical insights from Investing 101 and Personal Finance 101. Bernadette introduces her innovative C.R.U.S.H. approach, designed to help you break free from debt, build wealth, and live on your terms.
Dive into 25 powerful habits that will redefine your relationship with money. Whether you're curating your accounts or learning to spend intentionally, each habit is designed for easy implementation. You'll discover techniques like the $1 rule, digital detoxes, and decluttering strategies that help you save and promote lasting change.
With a focus on healing money wounds and understanding your net worth, this book empowers you to take control of your financial destiny. Don't just dream about financial freedom—crush your money goals today and create a sustainable future filled with wealth and confidence! Join Bernadette on this journey to financial wellness and start transforming your money habits now!
Author
Bernadette Joy is not just a financial expert; she’s a transformational powerhouse who’s changing the narrative around money management. In 2020, she launched Crush Your Money Goals®, a groundbreaking money media company that delivers practical, engaging financial education to audiences nationwide. From her journey of paying off $300,000 in debt within three years to building her first $1 million in net worth before her thirties, Bernadette embodies resilience and determination as a first-generation Filipina American.
As the eighth of nine children, she draws on her unique background to inspire others facing similar financial hurdles. Through her dynamic workshops and keynotes, she connects with diverse groups, from Fortune 500 companies like TIAA and Belk to university students and entrepreneurial communities. Her expertise has gained national recognition, with features on CNBC, Good Morning America, and Business Insider. Named one of the 25 Most Influential New Voices of Money by NextAdvisor in partnership with Time, Bernadette is passionate about making financial education not just accessible, but enjoyable. Whether she’s traveling the world or indulging her love for K-pop and chocolate, Bernadette’s motto is clear: you don’t have to be perfect; you just have to be ready to learn!